In This Article
If you're a Florida homeowner with stucco damage, your first question is probably: "How much is this going to cost?"
It's a fair question. Stucco repair pricing can seem confusing because there are so many variables—from small crack repairs to full wall restoration. This guide breaks down exactly what you can expect to pay for stucco repair in Florida in 2025.
Stucco Repair Cost Overview
Here's a quick reference for common stucco repair costs in Florida:
- • Hairline crack repair: $150 - $400
- • Large crack repair (per linear foot): $20 - $50
- • Small patch repair (under 10 sq ft): $200 - $500
- • Medium repair (10-50 sq ft): $500 - $1,500
- • Large repair (50-200 sq ft): $1,500 - $4,000
- • Full wall restoration: $3,000 - $8,000
- • Whole house restoration: $10,000 - $30,000+
What Affects Stucco Repair Costs
Type of Damage
The nature of the damage significantly impacts cost:
- • Hairline cracks: Least expensive to repair. Often just need filling and blending.
- • Structural cracks: More complex. May require addressing underlying causes first.
- • Water damage: Often the most expensive because it requires removing stucco, drying the structure, and replacing damaged substrate before re-stuccoing.
- • Delamination: When stucco separates from the wall, it typically requires removal and reapplication.
Size of the Repair Area
Most contractors price by square footage for larger repairs:
- • Under 10 sq ft: Usually a flat rate of $200-$500
- • 10-50 sq ft: Typically $8-$15 per square foot
- • 50-200 sq ft: Usually $6-$12 per square foot
- • Over 200 sq ft: Often $5-$10 per square foot
Texture Matching Complexity
Florida homes have various stucco textures:
- • Smooth or light texture: Easiest to match, lowest cost
- • Standard knockdown or skip trowel: Moderate difficulty
- • Heavy dash or custom textures: Most difficult, may add 20-30% to repair cost
- • Historic or discontinued textures: Requires skilled craftsmen, premium pricing
Location on the Home
Where the damage is located affects both labor and cost:
- • Ground level, easy access: Standard pricing
- • Second story or above: Add 15-25% for scaffolding and safety requirements
- • Near windows/doors: More detailed work around trim, slightly higher
- • Chimney or architectural details: Premium pricing for complex areas
Underlying Issues
Sometimes what looks like a simple stucco problem has deeper causes:
- • Wood rot behind stucco: Adds $500-$2,000+ depending on extent
- • Moisture barrier failure: $3-$5 per sq ft to replace
- • Structural movement: May need foundation assessment (separate cost)
- • Improper original installation: Often requires more extensive repair
Common Stucco Repair Scenarios and Costs
Scenario 1: Minor Crack Repair
A homeowner notices several hairline cracks around windows.
Typical cost: $300 - $600
This includes inspection, crack filling, texture matching, and color blending for 2-3 crack locations.
Scenario 2: Moderate Patch Repair
After removing a dead bush, a homeowner discovers a 4x4 foot section of damaged stucco near the foundation.
Typical cost: $600 - $1,200
Includes removing damaged stucco, checking substrate, applying new stucco with matched texture and color.
Scenario 3: Water Damage Repair
A homeowner notices bulging stucco and soft spots on a wall. Moisture testing confirms water intrusion.
Typical cost: $2,500 - $6,000
Includes moisture mapping, stucco removal, substrate inspection and repair, drying time, moisture barrier installation, and new stucco application.
Scenario 4: Full Wall Restoration
An entire wall (approximately 300 sq ft) has widespread cracking, staining, and delamination.
Typical cost: $4,000 - $8,000
Includes complete stucco removal, substrate repair, new moisture barrier, three-coat stucco system, and custom texture/color matching.
Stucco Repair vs. Painting
Some homeowners consider painting over stucco problems instead of proper repair. Here's why that's usually a mistake:
Painting over damaged stucco:
- • Costs $2,000-$5,000 for an average home
- • Hides problems temporarily
- • Water can still get behind the paint
- • Paint peels within 3-5 years in Florida sun
- • Problems worsen underneath
- • Costs vary by damage extent
- • Addresses root causes
- • Prevents ongoing damage
- • Lasts 20+ years when done correctly
- • Maintains home value
How to Get Accurate Estimates
What to Expect During Inspection
A reputable stucco contractor will:
- • Visually inspect all stucco surfaces
- • Check for soft spots and hollow areas (delamination)
- • Examine crack patterns to determine causes
- • Test moisture levels in suspicious areas
- • Look at flashing, weep screeds, and transitions
- • Provide written scope of work and estimate
Questions to Ask
- • What's causing the damage, not just what it looks like?
- • What's included in the repair (substrate repair, moisture barrier, etc.)?
- • How will you match the existing texture and color?
- • What warranty do you provide?
- • Are you licensed and insured for stucco work in Florida?
Red Flags to Watch For
- • Estimates without inspection
- • Prices dramatically below market rate
- • Proposals to "just patch over" without addressing causes
- • No mention of moisture barriers or substrate inspection
- • No warranty or only verbal guarantees
Ways to Reduce Stucco Repair Costs
Address Problems Early
Small cracks are inexpensive to repair. Ignored cracks become water intrusion, which becomes wood rot, which becomes major restoration. Early repair saves money.
Bundle Multiple Repairs
If you have damage in several areas, repair them together. You'll pay one mobilization fee instead of several, and per-square-foot costs drop for larger jobs.
Consider Timing
Late fall through early spring is typically slower for contractors. You may find better scheduling availability and occasionally better pricing.
Get Multiple Quotes
Get at least three estimates from licensed contractors. Compare not just price, but scope of work, materials specified, and warranty offered.
Maintain Regularly
Annual inspection and minor maintenance prevents expensive repairs. Clean gutters, check caulking, and address small cracks before they grow.
FAQ
How much does it cost to repair stucco cracks in Florida?
Hairline cracks typically cost $150-$400 to repair. Larger structural cracks run $20-$50 per linear foot including proper preparation and texture matching.
Is stucco repair covered by homeowners insurance?
Damage from sudden events (fallen trees, accidents) may be covered. Long-term issues like settling cracks or gradual water damage typically aren't. Check your policy and document damage for claims.
How long does stucco repair last?
Properly done stucco repair should last 15-20+ years. The key is addressing underlying causes, using quality materials, and hiring experienced contractors.
Should I repair stucco myself to save money?
DIY repairs often look patchy and may not address underlying issues. Poor repairs can trap moisture and worsen damage. Professional repair usually costs less than fixing failed DIY attempts.
When is full restoration better than repair?
When damage covers more than 30% of a wall, when there's significant hidden water damage, or when multiple repairs have already been done, full restoration often costs less than continued patchwork.
Get Your Free Estimate
Every stucco situation is different. The only way to know your actual cost is a professional inspection.
Stucco Home Repair provides free, detailed estimates for all stucco work in Northeast Florida. We'll identify the cause of your stucco problems, explain your options, and give you honest pricing.
Call (904) 677-0700 or request your free estimate online.